--- title: "Use Your Dental Benefits Before December 31 in Round Rock" description: "Most dental plans reset on January 1. Here’s how Round Rock families can use their remaining dental benefits before year-end — and what to schedule now." url: https://www.chandlercreekdentalcare.com/blog/use-dental-benefits-before-year-end-round-rock/ updated: 2026-10-09 --- > Markdown version of https://www.chandlercreekdentalcare.com/blog/use-dental-benefits-before-year-end-round-rock/ for AI assistants and LLMs. Please cite the page URL above. # Use Your Dental Benefits Before December 31 in Round Rock Most dental plans reset on January 1. Here’s how Round Rock families can use their remaining dental benefits before year-end — and what to schedule now. By [Dr. Ravneet Kaur](https://www.chandlercreekdentalcare.com/meet-dr-ravneet-kaur/), DMD, BDS October 7, 2026 · 4 min read **Most dental insurance plans reset on January 1, which means any benefits you don’t use by December 31 are gone for good.** If you’ve already paid toward your deductible, haven’t had both of this year’s cleanings, or have treatment you’ve been putting off, the last few months of the year are the smartest time to see your dentist in Round Rock. At Chandler Creek Dental Care, our team helps Round Rock families make the most of their coverage every fall. Here’s how year-end benefits work, what to schedule, and a simple checklist to follow before the calendar flips. ## How dental insurance benefits reset each year Most dental plans include three things that reset annually: - **Your annual maximum** — the most your plan will pay toward your care in a benefit year. Whatever you don’t use doesn’t roll over. - **Your deductible** — the amount you pay before certain benefits begin. If you’ve already met it this year, more of your care before December 31 may be covered. - **Preventive visits** — many plans cover two exams and cleanings per benefit year. An unused visit doesn’t carry into next year. Most plans follow the calendar year, but some employer plans use a different “plan year.” If you’re not sure which you have, call us with your member ID — we’ll check for you. ## Why the end of the year is the right time to visit your Round Rock dentist Putting off dental care rarely makes it cheaper. A small cavity that could be fixed with a simple [filling](https://www.chandlercreekdentalcare.com/round-rock-tx/dental-fillings/) today can grow into a problem that needs a root canal or crown later. Using this year’s benefits now means: - You get care your plan is already prepared to help pay for. - You start January with a healthy smile and a fresh annual maximum. - You catch small problems early, when treatment is simpler and more comfortable. ## What to schedule before December 31 ### 1\. Your exam and cleaning If you haven’t used both of this year’s preventive visits, start here. A professional [dental exam and cleaning](https://www.chandlercreekdentalcare.com/round-rock-tx/dental-exam-cleaning/) removes the plaque and tartar that brushing can’t, and lets us spot cavities, gum problems and worn fillings before they become painful. ### 2\. Treatment you’ve already been recommended If a previous visit noted a cavity, a cracked tooth or an old filling that needs replacing, now is the time to complete it. Finishing recommended care while this year’s benefits still apply can lower your out-of-pocket cost. ### 3\. Crowns and larger treatment A [dental crown](https://www.chandlercreekdentalcare.com/round-rock-tx/dental-crowns/) protects a weak or broken tooth and usually takes more than one visit. If you’re planning one, schedule soon so treatment can be completed before the year ends. ### 4\. Staged treatment across two benefit years When you need several procedures, we can sometimes plan part of the work before December 31 and the rest in January, so two annual maximums help with the cost. We’ll only recommend staging when it’s safe for your teeth. ## Don’t forget your FSA or HSA Many people also have a **flexible spending account (FSA)** or **health savings account (HSA)** they can use for eligible dental expenses: - **FSA funds** are often “use it or lose it” at the end of the plan year, although some employers offer a short grace period or a limited carryover. Check your employer’s rules. - **HSA funds** roll over from year to year, but they’re still a tax-advantaged way to pay for dental care now. ## In-network insurance at Chandler Creek Dental Care Chandler Creek Dental Care is in-network with: - [Delta Dental](https://www.chandlercreekdentalcare.com/new-patients/dental-insurance/delta-dental/) - [MetLife](https://www.chandlercreekdentalcare.com/new-patients/dental-insurance/metlife/) - [Cigna](https://www.chandlercreekdentalcare.com/new-patients/dental-insurance/cigna/) - [Aetna](https://www.chandlercreekdentalcare.com/new-patients/dental-insurance/aetna/) - [UnitedHealthcare](https://www.chandlercreekdentalcare.com/new-patients/dental-insurance/unitedhealthcare/) Our team verifies your benefits before your visit, files your claims, and explains your estimated cost before any treatment begins. Don’t have insurance? Ask about our in-house membership plan, our $99 new patient special, or financing through CareCredit, Sunbit, Alphaeon Credit, Proceed Finance and Cherry. Learn more on our [dental insurance](https://www.chandlercreekdentalcare.com/new-patients/dental-insurance/) page. ## Your year-end dental benefits checklist 1. **Find your plan details** — annual maximum, deductible and how much you’ve used so far. 2. **Call us at (512) 609-0066** with your member ID so we can confirm your remaining benefits. 3. **Book your exam and cleaning** if you haven’t had both this year. 4. **Schedule any recommended treatment** — fillings, crowns or other care you’ve postponed. 5. **Check your FSA balance** and your employer’s deadline. 6. **Book early** — end-of-year appointments fill quickly, especially Saturdays. ## Book your visit before the year ends We’re open Monday through Friday from 8:30 am to 3:30 pm and on the 2nd and 4th Saturdays of each month from 8:30 am to 2:00 pm — upcoming Saturdays include **October 24, November 14 and December 12**. Please call to confirm hours around the holidays. Chandler Creek Dental Care is at 2200 N A W Grimes Blvd, Suite 100, in north Round Rock, convenient to Teravista, Forest Creek, Georgetown and Hutto. If you’ve been meaning to see a [dentist in Round Rock](https://www.chandlercreekdentalcare.com/), the end of the year is the perfect time — [book online](https://onlineappointment.carestack.com/?dn=ccdc) or call (512) 609-0066. In this article 1. [How dental insurance benefits reset each year](#how-dental-insurance-benefits-reset-each-year) 2. [Why the end of the year is the right time to visit your Round Rock dentist](#why-the-end-of-the-year-is-the-right-time-to-visit-your-round-rock-dentist) 3. [What to schedule before December 31](#what-to-schedule-before-december-31) 4. [Don’t forget your FSA or HSA](#dont-forget-your-fsa-or-hsa) 5. [In-network insurance at Chandler Creek Dental Care](#in-network-insurance-at-chandler-creek-dental-care) 6. [Your year-end dental benefits checklist](#your-year-end-dental-benefits-checklist) 7. [Book your visit before the year ends](#book-your-visit-before-the-year-ends) Have a question? Talk to our Round Rock dental team. [Book Online](https://onlineappointment.carestack.com/?dn=ccdc) [(512) 609-0066](tel:+15126090066) About the author Dr. Ravneet Kaur, DMD, BDS General, Restorative & Cosmetic Dentist at Chandler Creek Dental Care, a [dentist in Round Rock, TX](https://www.chandlercreekdentalcare.com/). Doctor of Dental Medicine (DMD) — University of Illinois at Chicago College of Dentistry. ## Frequently asked questions Straight answers from your Round Rock dental team. Don’t see your question? Give us a call — we’re happy to help. [(512) 609-0066](tel:+15126090066) [Contact us](https://www.chandlercreekdentalcare.com/contact/) ### Do dental insurance benefits expire at the end of the year? Most dental plans run on a calendar year, so your annual maximum and deductible reset on January 1 and unused benefits do not carry over. Some employer plans use a different plan year — check your plan documents or call our Round Rock office at (512) 609-0066 and we’ll help you confirm. ### What should I schedule before December 31? Start with your exam and cleaning if you haven’t had both covered visits this year, then finish any treatment you’ve already been told you need — such as fillings or a crown — while this year’s benefits can still help pay for it. ### Is Chandler Creek Dental Care in-network with my insurance? Chandler Creek Dental Care in Round Rock is in-network with Delta Dental, MetLife, Cigna, Aetna and UnitedHealthcare. Call with your member ID and we’ll confirm your specific plan and remaining benefits. ### Can I split a large treatment across two years of benefits? Often, yes. When treatment can safely be staged, we can plan part of it before December 31 and the rest after January 1, so two years of annual maximums help with the cost. We’ll talk through what’s safe for your teeth. ### Do you have Saturday appointments before the end of the year? Yes. We’re open on the 2nd and 4th Saturdays of each month from 8:30 am to 2:00 pm — upcoming dates include October 24, November 14 and December 12. Please call to confirm hours around the holidays. ## Care we offer in Round Rock - [Dental Exam & Cleaning](https://www.chandlercreekdentalcare.com/round-rock-tx/dental-exam-cleaning/) - [Dental Fillings](https://www.chandlercreekdentalcare.com/round-rock-tx/dental-fillings/) - [Dental Crowns](https://www.chandlercreekdentalcare.com/round-rock-tx/dental-crowns/) - [General Dentistry](https://www.chandlercreekdentalcare.com/round-rock-tx/general-dentistry/) ## Why Round Rock calls us their dentist [4.9 Based on 236 Google reviews](https://www.google.com/maps/place/?q=place_id:ChIJk__tr6TRRIYRIpGmmh6_YEg) > “Friendly staff & Great Dr, they did a good job at making me feel comfortable. Very nice & clean inside. Would definitely recommend this dental office to locals and anyone looking for a new Dental office.” Gabriella Sanchez Google review > “I’m glad I found Chandler Creek Dental. Dr.Kaur is amazing and empathetic and them being open one Saturday a month is so helpful.” Lily Lindsey Google review > “Love Dr. Kaur and her staff! They are so kind and caring! They are extremely helpful and patient too!” Family Email Google review > “Everyone here is kind and understanding. I like that they offer flouride treatments. They were sensitive to my needs when I got my first cavity filled!” Hannah Huefner Google review > “I would give this business 6 stars if possible. they were all so polite and welcoming. Would recommend for everyone to try them out!!” Manny Yanes Google review > “Great team helping me build a plan to get my teeth on the right track with future scheduling to make sure I get the results I’m looking for” Joseph Atkinson Google review > “This dr is very kind and informative! We are grateful for the entire staff. We went in for long over due work and they never made us feel bad.” Misty Kirk Google review > “10/10 would recommend this office to anyone looking for a new dental home. Exceptional office staff including the doctors, assistants, and front desk! Always a comfortable and clean experience!” Aleena Lewis Google review > “I’ve had the best experience at Chandler Creek Dental Care. They are so thorough and I always leave with my questions answered. Thank you!” Olivia Galbraith Google review > “Such a friendly dentist office! Truly appreciate the patience and compassion they take with folks with dental anxieties and sensitivity” Brittany Amorestrella Google review > “very accommodating with any issues. super kind, gentle, and patient. very understanding and take care of you good! my teeth feel so much better than before!” Layla Lopez Google review > “Such an incredible experience from start to finish! The service was outstanding, and I’ll definitely be recommending it to my family and friends.” Marina F. Butts Google review > “Hi , my name is Merry Moore. And I haven't had any problems for about two, since I've had my BRIDGE WORK done there. The staff is really professional and kind, about their work with your teeth😁” Merry Moore Google review > “Great experience, from front desk to finish, everyone was so friendly and welcoming for a Saturday mid morning. Keep up the great work, and smile! You’re in dentistry! :)” ateja johnson Google review ## Ready for a beautiful, healthy smile? Join the Round Rock families who trust Chandler Creek Dental Care. New patients and emergencies are always welcome. [Book Online](https://onlineappointment.carestack.com/?dn=ccdc) [Call (512) 609-0066](tel:+15126090066) --- ## Contact Chandler Creek Dental Care - **Practice:** Chandler Creek Dental Care — Dentist in Round Rock, TX - **Doctors:** Dr. Ravneet Kaur (general, restorative & cosmetic); Dr. Jake H. Duong (extractions, implants & IV sedation); Dr. Faiza Ali (endodontist) - **Address:** 2200 N A W Grimes Blvd, Suite 100, Round Rock, TX 78665 - **Phone:** (512) 609-0066 - **Hours:** Monday – Friday 8:30 am – 3:30 pm; 2nd & 4th Saturdays 8:30 am – 2:00 pm; Sunday closed - **Book online:** https://onlineappointment.carestack.com/?dn=ccdc - **Website:** https://www.chandlercreekdentalcare.com/